November 18, 2025
AgencyInsurance Requirements for Owner-operators vs. Fleet Owners
Understanding the right insurance coverage is crucial for anyone in the trucking industry. Whether you’re an independent owner-operator or manage a fleet of vehicles, having the proper trucking insurance can financially protect your business and make sure you’re in compliance with state and federal regulations. Owner-operators’ Insurance Needs Owner-operators are independent drivers who typically own and operate a single truck. Their insurance needs are often more straightforward but still […]
October 20, 2025
AgencyHow Safety Records Impact Trucking Insurance Rates
Maintaining a strong safety record is essential for trucking companies in Arkansas, and not just for protecting drivers and cargo, but also for managing insurance costs. At , we understand how safety practices directly influence trucking insurance premiums, and we’re committed to helping our clients build safer, more cost-effective operations. Why Safety Records Matter for […]
September 20, 2025
AgencyHow Your SAFER Score Affects Your Commercial Insurance Rates
For trucking companies and motor carriers, safety records matter. The Federal Motor Carrier Safety Administration (FMCSA) assigns SAFER scores based on inspections, crash reports and compliance. These scores can affect your reputation as well as your insurance costs. What the Score Measures The SAFER (Safety and Fitness Electronic Records) system, managed by the FMCSA, compiles […]
August 15, 2025
AgencyIs Your Fleet Insurance Policy Scalable for Growth?
As businesses expand, so can their fleets and risk complexity. Whether you’re adding a handful of vehicles or scaling to hundreds, your fleet insurance policy must evolve in tandem. Understanding Scalability in Fleet Insurance Scalability refers to your insurance policy’s ability to accommodate growth without sacrificing coverage, efficiency or cost-effectiveness. A scalable fleet insurance policy […]
July 24, 2025
AgencyThe Role of Dash Cams in Protecting Your Fleet and Lowering Costs
For businesses that rely on commercial vehicles, managing risk and keeping expenses in check are constant priorities. One tool that’s becoming increasingly popular in fleet operations is the dashboard camera, or dash cam. For companies in , installing dash cams in fleet vehicles may help protect drivers, support insurance claims, and even contribute to lower […]
June 23, 2025
AgencyLeased vs. Owner-Operated: How Trucking Insurance Needs Differ
Insurance needs vary significantly depending on whether a driver is leased to a motor carrier or operates independently. The responsibilities and risks associated with each setup influence the type and scope of insurance coverage that may be appropriate. Leased Operators: Coverage Through the Carrier When a truck driver leases onto a motor carrier, the carrier […]
May 28, 2025
AgencyWhat to Do When an Employee Files a Workers’ Compensation Claim
As a responsible employer, workers’ compensation insurance can be integral to safeguarding your employees’ health and wellness and maintaining company productivity. However, while the right policy can assist with managing medical expenses and other costs, potentially enabling staff to recover and return to work as smoothly as possible, your business must understand how to navigate […]
April 15, 2025
AgencyThe Most Common Home Insurance Claims and How to Avoid Them
Maintaining a home includes preparing for unexpected incidents that could lead to costly repairs or losses. Home insurance may help cover damage and losses, but frequent claims usually increase premiums. Learning about common claims and ways to avoid them can save you money and stress in the long run. Common Types of Home Insurance […]
March 24, 2025
AgencyHome Renovations That Could Impact Your Insurance Coverage
Home renovations can significantly enhance your living space and increase your property’s value. However, it’s essential to understand how these changes might impact your home insurance coverage. How Renovations Can Affect Your Home Insurance The following are some common renovations that could affect your insurance premiums and coverage: Adding a swimming pool—Installing a swimming pool […]
December 19, 2024
AgencySafety Tips for Truck Drivers—Reducing Risks and Lowering Insurance Costs
Truck driving is a demanding profession that requires skill, vigilance and a commitment to safety. Here are some ways to help reduce risks on the road and keep insurance costs under control. Maintain Your Vehicle Regular maintenance is crucial for ensuring that your truck is in optimal condition. Routine checks on brakes, tires, lights and […]